Student Loans for European Postgraduates

EU Postgraduates moving to or from the UK can now get smart, flexible student loans to help towards tuition fees and living costs.

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How it works

The European Investment Fund (EIF) has partnered with Future Finance to offer loans to European Masters level students moving to or from the UK for their studies. You can borrow up to £9,300 for courses up to 12 months and if your course is longer than 12 months you may be able to increase that amount, up to £13,900. Interest rates will be 7.5% (var). Repayments are over 6 to 10 years, starting one year after you’ve completed your course. You can also take a 12-month repayment break during that time, and you can repay earlier if you wish without penalty or early repayment fees.
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Need More

If you don’t qualify for the Erasmus+ Masters loan or you require more than £13,900 you may be eligible for our regular Future Finance loan.
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Who can apply

To qualify for the Erasmus+ Masters loan you will need to have obtained your bachelors or undergraduate degree in a country other than the country you are moving to for your Masters’ level course (or have moved in the last 3 months) for the purposes of studying the Masters’ level course (ECTS range 60 – 120). To meet the criteria you’ll also have to be studying at one of the selected Erasmus+ universities and have no other loans supported by the Erasmus+ Masters programme.
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  • Removing financial barriers

    Money should not get in the way your postgrad education. That’s why we offer fair student loans to help you achieve your goals.

  • Common sense decisions

    We know there’s more to you than just a credit score. That’s why our lending decisions also consider your future earning potential.

  • Built for students

    We design loans specifically for students, with flexible repayments and competitive interest rates.

Representative example:
Borrow £9,000.

Origination charge £270.

Time period: 10 years (starting one year after graduation)

Total amount repayable £15,051.73
Interest rate during studies: 7.5% (variable). After graduation: 7.5%(variable)

Representative 8.3% APR (variable)