Terms & Conditions: Community Reward Programme May 2021

Terms and Conditions relating to Future Finance Loan Corporation Limited’s £50 Free Draw.

April 2021

Future Finance Loan Corporation Limited of 4th Floor, One Bedford Street, London, WC2E 9HG (“Future Finance” or “we”) is the promoter running this Free Draw. Every month from May 2021 until November 2021 we will randomly draw five customers, who will receive a £50 Giftpay gift card (the “Free Draw”). The Free Draw will be operated in accordance with these terms and conditions (the “Terms and Conditions”)

  1. Eligibility and Entering

To be eligible to enter the Free Draw, you must:

●      be 18 years or older;

●      be currently living in the UK;

●      be a Future Finance customer;

●      not be an employee of Future Finance, a family member of an employee of Future Finance, an agent or any third party directly associated with Future Finance or with the administration of this Free Draw;

●      be up to date with your repayments of your Future Finance Student Loan (“Student Loan”);

●      have received a text or email relating to the Free Draw;

●      agree to these Terms and Conditions and the associated processing of your personal data (as detailed below).

By making your repayments on your Student Loan and participating in the Free Draw, you agree to be bound by the Terms and Conditions.

Future Finance accepts no responsibility for GiftPay Vouchers not being furnished due to a technical fault of any kind.

2. Selection of Winner

Selection of the monthly winner will occur on the last Friday of each month from a pool of customers who meet the eligibility requirement set out in paragraph 1 (Eligibility and Entering).

The 5 (five) monthly winners will be drawn randomly and selected by an online ‘Random Name Picker’ tool from the pool of all customers eligible to enter the Free Draw that month (the “Winners”). The Winners will be contacted via email on the address that they submitted in their loan application or which has subsequently been furnished as their updated email address by the end of the relevant month and sent the Prize (details below).

Only the Winners will be contacted in relation to the Free Draw. For the avoidance of doubt, unsuccessful entrants will not be contacted to be informed that they are not Winners.

3. The Prize

The prize for the Free Draw each month is a £50 (fifty-pound sterling) Giftpay gift card (the “Prize”) that will be delivered electronically by email to the Winner within 30 days of them winning the Free Draw and claiming the Prize. The Winner is entitled to use the Prize as they please.

The Prize will be emailed to the Winner via the email address that they submitted in their loan application or which has subsequently been furnished as their updated email address and cannot be transferred. The Winner is not entitled to any cash or other alternatives to the Prize. Future Finance reserves the right to replace the Price with an alternative of equal or higher value if circumstances beyond Future Finance’s control make it necessary to do so.

4. Further Conditions

(i) Right to modify, cancel, terminate or suspend

Future Finance reserves the right to modify, cancel, terminate or suspend the Free Draw in whole or in part, at its sole discretion, if it believes the Free Draw is not capable of being conducted as specified within these Terms and Conditions or in the event of a virus, a computer bug or unauthorised human intervention or any other cause that is beyond the reasonable control of Future Finance that could corrupt or affect the administration, security, impartiality or normal course of the Free Draw.

Any student who acts with regard to the Free Draw in a manner, which in Future Finance’s reasonable determination, is contrary to these Terms and Conditions or by its nature is unjust to other students (including without limitation tampering with the operation of the Free Draw, providing false or misleading information when entering the Free Draw, cheating, hacking, deception or any other unfair playing practices such as intending to annoy, abuse, threaten or harass any other entrants or Future Finance and/or any of its agents or representatives) may be rejected and excluded from the Free Draw at Future Finance’s sole discretion.

Future Finance reserves the right to withdraw this offer or amend these Terms and Conditions at any time without notice.

(ii). Severability

If any provision of these Terms and Conditions (or part of any provision) is found by any court or other authority of competent jurisdiction to be invalid, illegal or unenforceable, that provision or part-provision shall, to the extent required, be deemed not to form part of these Terms and Conditions and the validity and enforceability of the other provisions of these Terms and Conditions shall not be affected.

(iii) Third parties

The Free Draw, the use of the GiftPay Vouchers and these Terms and Conditions do not give rise to any rights under the Contracts (Rights of Third Parties) Act 1999 to enforce any term of these Terms and Conditions.

(iv) Applicable law:

The Free Draw and these Terms and Conditions shall be governed by and construed in accordance with English law and the courts of England and Wales will have exclusive jurisdiction in relation to any disputes. Where applicable, to the fullest extent permitted by law, any such dispute must be brought individually (not as part of a class action), with recovery being limited to a claimant’s direct actual costs in relation to their participation in the Free Draw (if any) with all damages or other forms of recovery being expressly waived.

(v) Data Protection:

For full details of how we use your personal data, please see our Privacy Policy which is accessible here. If you partake in the Free Draw we will process your personal data as explained in our Privacy Policy and summarised below.

During the process we will use the following information to identify you as a Future Finance customer (if you choose to leave your personal information with your review) and to contact the Winners and send them the Prize:

●   Full name

●   Email address

We need to use your personal data (email address and name) to identify you as a Future Finance customer in order to determine whether you are eligible to enter the Free Draw (as described above) and to contact the Winners and send them the Prize. Should you not wish to be contacted by Future Finance on the Free Draw, you can opt out of marketing communications at any time and you will then not be eligible to enter the Free Draw as we will be unable to contact you and send you the GiftPay Vouchers.

In addition, Future Finance must make available information that indicates that a valid award took place. To comply with this obligation, Future Finance will send a list of previous Winners to anyone who requests this information. In order to protect the identity of previous Winners, we will only ever include their surname in any such list. We will disclose the course of all Winners on our social media channels - Facebook, Twitter and Instagram. If you wish to receive a copy of the previous Winners list, or object to your details being made available in the event that you are a Winner, please contact us on hello@futurefinance.com.

In the event that you object to your information being included in a previous Winners list, we must still provide this information to the Advertising Standards Authority on request.