Terms & Conditions: Reward Programme January 2021

Future Finance Loan Corporation Limited
£10 Amazon Voucher for completion of Survey and
Free Draw Terms & Conditions for both a (i) £500 Amazon Voucher and (ii) MacBook Pro.

January 2021

Future Finance Loan Corporation Limited of 4th Floor, One Bedford Street, London, WC2E 9HG (“Future Finance” or “we”) is the promoter running this offer for a £10 Amazon Voucher on completion of our survey and two prize draws. The first draw is for a £500.00 (five hundred pounds sterling) Amazon Voucher and the second draw is for a MacBook Pro 13” 8GB.

Future Finance shall be offering 1,100 students that are existing customers of Future Finance a £10 Amazon Voucher (“Survey Voucher”) if they complete the survey at the following link [https://www.surveymonkey.com/r/futurefinance-january2021] (the “Survey”) on or before 29 April 2021 and are due to enter into full principal and interest loan payments (“P&I Payment(s)”) between 1 February 2021 and 30 April 2021.

We are holding two subsequent one-off free prize draw competitions.

Under the first free draw (“Voucher Free Draw”), Future Finance shall award one winner a £500 Amazon voucher (the “Voucher Prize”).

Under the second free draw (“Mac Book Free Draw”), Future Finance shall award one winner a Mac Book Pro 13” 8GB (the “Mac Book Prize”).

The Survey, the Voucher Free Draw and the Mac Book Free Draw will be operated in accordance with the terms and conditions set out below.

Please note – there are special terms and conditions relating to the:

●      Survey Voucher and the Voucher Free Draw (“Special Voucher Conditions”);

●       Mac Book Free Draw (“SpecialMac Book Free Draw Conditions”); and

●       Both the Voucher Free Draw and the Mac Book Free Draw; (“Special Draw Conditions”).

The above must be complied with in addition to the General Terms and Conditions. The Special Voucher Conditions, the Special Mac Book Free Draw Conditions and the Special Draw Conditions and the General Terms and Conditions shall collectively be referred to as the“Terms and Conditions”.


Special Voucher Conditions

1.     Eligibility Criteria

To be eligible to avail of the Survey Voucher or to enter into the Voucher Free Draw, you must:

●       have received an email invite to complete the Survey and include / furnished your contact email address in your response to the Survey, to enable Future Finance to contact the Winner (as defined below);

●       have completed the Survey in full by 29 April 2021;

●       avail of the Survey Voucher before no later than 28 days after the Voucher has been furnished via email;

●       if you are the Winner in the Voucher Free Draw, avail of the Voucher Prize no later than 28 days after the Voucher has been furnished via email;

●      only complete the Survey once, as each student may only enter once and receive one Survey Voucher; and

●       meet the General Terms and Conditions.

  1. The Vouchers

All students who meet the Eligibility Criteria (as set out in the Special Voucher Conditions and the General Terms and Conditions) and complete the Survey shall receive a £10 Amazon Voucher that will be delivered electronically by email, no later than 28 days after 30 April 2021. The Survey Voucher will be emailed to the successful survey participant (“Participant”) via the email address they have provided when responding to the Survey and cannot be transferred or assigned.

The prize for the Voucher Free Draw is a £500 Amazon voucher (the “VoucherPrize”) that will be delivered electronically by email to the Winner and no later than 28 days after they are selected as the Winner on 30 April 2021. The Winner is entitled to use the Voucher Prize as they please. The Voucher Prize will be emailed to the Winner via the email address they have provided when responding to the Survey and cannot be transferred or assigned.

Neither the Participant nor the Winner are not entitled to any cash or other alternatives to the Survey Voucher or the Voucher Prize. Future Finance reserves the right to replace the Survey Voucher or the Voucher Prize with an alternative of equal or higher value if circumstances beyond Future Finance’s control make it necessary to do so.

Special Mac Book Free Draw Terms and Conditions:

1.     Eligibility Criteria

To be eligible to enter the Mac Book Free Draw, you must have:

●       met the Special Voucher Conditions relating to the Survey Voucher and the Voucher Free Draw;

●      successfully completed your first Future Finance principal and interest loan payment (“P&I Payment”) in full and on time to Future Finance in accordance with your Loan Agreement; and

●       met the General Terms and Conditions.

2.     The Prize

The prize for the Mac Book Free Draw is a Mac Book Pro 13” 8GB (the “Mac Book Prize”) that will be couriered to the Winner no later than 28 days after they are selected as the Winner on 30 April 2021. The Winner is entitled to use the Mac Book Prize as they please.

The Mac Book Prize cannot be transferred or assigned. The Winner is not entitled to any cash or other alternatives to the Mac Book Prize. Future Finance reserves the right to replace the Mac Book Prize with an alternative of equal or higher value if circumstances beyond Future Finance’s control make it necessary to do so.

The Winner of the Mac Book Free Draw must provide their postal address to receive the Mac Book Prize. If this differs to the postal address furnished at the date of the Winner's loan application, the Winner must request that their contact details on their Loan Account are updated accordingly in accordance with their Loan Agreement. If an updated address is not furnished 27 days after they are selected as the Winner, Future Finance shall send the Mac Book Prize to the address that they have on file for the Winner.

Special Draw Conditions

1.     Winner

Selection of the winner of the Voucher Free Draw will occur on 30 April 2021. Entries submitted after 29 April 2021 will not be eligible for entry into the Voucher Free Draw or the Mac Book Free Draw. Selection of the winner of the Mac Book Free Draw will occur on 30 April 2021.

The winner for each draw will be drawn randomly, by a random name picker tool from the pool of all customers who completed the Survey and meet all the Terms and Conditions (the “Winner”). The Winner for each draw will be contacted via email on the email address that they submitted when completing the Survey and sent the Voucher Prize within 28 days from the Voucher Free Draw date above (details below).

Only the Winner for each draw will be contacted. For the avoidance of doubt, unsuccessful entrants in the Voucher Free Draw or the Mac Book Free Draw will not be contacted to be informed that they are not Winners.

General Terms and Conditions

  1. Eligibility      and Entering

To be eligible to complete the Survey and qualify for the Survey Voucher, and to enter the Voucher Free Draw and the Mac Book Free Draw, you must:

●      be 18 years or older;

●      be currently living in the UK;

●      be a student currently enrolled in a UK University or Institution which was disclosed to Future Finance on your loan application form;

●      have a student loan with Future Finance;

●      have received an email from Future Finance asking you to participate in the survey;

●      not be an employee of Future Finance, a family member of an employee of Future Finance, an agent or any third party directly associated with Future Finance or with the administration of an Amazon Voucher; and

●      agree to these Terms and Conditions and the associated processing of your personal data (as detailed below).

By completing the Survey, you agree to be bound by the Special Voucher Conditions, the Special Mac Book Free Draw Conditions, the Special Draw Conditions and the General Terms and Conditions.

Future Finance accepts no responsibility for entries not successfully completed due to a technical fault of any kind.

2. Further Conditions

(i) Right to modify, cancel, terminate or suspend

Future Finance reserves the right to modify, cancel, terminate or suspend the Survey, the Voucher Free Draw and the Mac Book Free Draw  in whole or in part, at its sole discretion, if it believes the Survey, the Voucher Free Draw and the Mac Book Free Draw  is not capable of being conducted as specified within these Terms and Conditions or in the event of a virus, a computer bug or unauthorised human intervention or any other cause that is beyond the reasonable control of Future Finance that could corrupt or affect the administration, security, impartiality or normal course of the Survey, the Voucher Free Draw and the Mac Book Free Draw.

Any Participant who acts with regard to the Survey, the Voucher Free Draw and the Mac Book Free Draw  in a manner, which in Future Finance’s reasonable determination, is contrary to these Terms and Conditions or by its nature is unjust to other Participants (including without limitation tampering with the operation of the Survey, the Voucher Free Draw and the Mac Book Free Draw, providing false or misleading information when entering the Survey, the Voucher Free Draw and the Mac Book Free Draw, cheating, hacking, deception or any other unfair practices including actions  to annoy, abuse, threaten or harass any other entrants or Future Finance and/or any of its agents or representatives) may be excluded from the Survey, the Voucher Free Draw and the Mac Book Free Draw at Future Finance’s sole discretion.

Future Finance reserves the right to withdraw this offer or amend these Terms and Conditions at any time without notice.

(ii). Severability

If any provision of these Terms and Conditions (or part of any provision) is found by any court or other authority of competent jurisdiction to be invalid, illegal or unenforceable, that provision or part-provision shall, to the extent required, be deemed not to form part of these Terms and Conditions and the validity and enforceability of the other provisions of these Terms and Conditions shall not be affected.

(iii) Third parties

The Survey, the Voucher Free Draw and the Mac Book Free Draw and these Terms and Conditions do not give rise to any rights under the Contracts (Rights of Third Parties) Act 1999 to enforce any term of these Terms and Conditions.

(iv) Applicable law:

The Survey, the Voucher Free Draw and the Mac Book Free Draw and these Terms and Conditions shall be governed by and construed in accordance with English law and the courts of England and Wales will have exclusive jurisdiction in relation to any disputes. Where applicable, to the fullest extent permitted by law, any such dispute must be brought individually (not as part of a class action), with recovery being limited to a claimant’s direct actual costs in relation to their participation in the Free Draw (if any) with all damages or other forms of recovery being expressly waived.

(v) Data Protection:

For full details of how we use your personal data, please see our Privacy Policy which is accessible here. If you partake in the Survey, the Voucher Free Draw and the Mac Book Free Draw we will process your personal data as explained in our Privacy Policy and summarised below.

We need to use your personal data to contact the Participants and the Winners and send them the Survey Voucher, Voucher Prize or Mac Book Prize. Should you not wish to be contacted by Future Finance, you can choose not to provide your email address and not to enter the Survey, the Voucher Free Draw and the Mac Book Free Draw. Please note that if you choose not to provide your email address, you will not be eligible to enter the Survey, the Voucher Free Draw and the Mac Book Free Draw as we will be unable to contact you and send you the Survey Voucher, Voucher Prize or Mac Book Prize.

In addition, Future Finance must make available information that indicates that a valid award took place. To comply with this obligation, Future Finance will send information about the Winner to anyone who requests this information. In order to protect the identity of the Winner, we will only ever include their surname in any such correspondence. If you wish to receive a copy of the Winner’s information list, or object to your details being made available in the event that you are the Winner, please contact Future Finance on hello@futurefinance.com.

In the event that you object to your information being included in a Winners list, we must still provide this information to the Advertising Standards Authority on request but will do so on a confidential basis.