LOANS FOR STUDENTS
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Student loans for tuition and living costs
Focus on your studies, not the bills, with our flexible student loans and postgraduate loans.
Your rate will be calculated based on your graduate earning potential, not just your current financial situation. And because we know money can be tight when you’re studying, you’ll benefit from reduced repayments during term time, paying off the majority of the loan after you leave university.
Student Loan Representative 19.1% APR (variable)*. Representative Example:
- Borrow
- £2,500 for 115 months
- Origination fee
- £212.5
- Total amount repayable
- £6,693.56
- Interest rate
- 16.29% p.a. (variable)
- Repayments
- 31 payments of £5/month 84 payments of £77.84/month
Designed for students
No early repayment fees
Save on interests, there are no early repayment fees if you pay off early.
Reduced repayments
Pay a minimum of just £5 a month during term time and for up to 3 months after graduation.
7 - 10 years
Spread your repayments over 7 to 10 years, giving you the flexibility you need as a student.
Pause payments
Life happens. Take two three-month breaks from repayments if money is tight after graduation. You will still accrue interest while payments are paused.
We funded 22,000+ students, with over £136m across 100+ universities and institutions.
How it works

Can I Apply
- 18 or over
- At an eligible UK university
- UK, EU and International Students
- Resident in the UK
How we compare
Future focused
We understand that students may not have much experience dealing with borrowing money and credit, which is why we are dedicated to providing support through the process with transparent information and only lending when we are confident that the student has the ability and means to maintain an affordable repayment schedule. Due to Future Finance’s ethos of responsible lending, tuition payments are paid directly to universities and higher education establishments.
Maintenance payments can be used for accommodation costs, course materials, transport, food or any expenses that may arise during your studies, and are paid directly to your bank account.