cost of living.
Future Finance is not affiliated with Student Finance England. We recommend you check eligibility with the Government-funded programme before you apply to Future Finance. Representative 16.0% APR (variable). Guarantor may be required.
Private student loans tailored to your potential
Give yourself the freedom to focus on your studies, not the bills, with our flexible private student loans. Your rate will be calculated based on your graduate earning potential, not just your current financial situation. And because we know money can be tight when you’re studying, you’ll benefit from reduced repayments during term time, paying off the majority of the loan after you leave university.
The best option when financing your studies is a government-funded student loan. But if that isn’t enough to cover all your expenses, or you’re not eligible for government support, we’re here to help.
The rate you are offered will depend on the amount you wish to borrow as well as your personal circumstances and credit history.
Student Loan Representative Example 16.0% APR (variable)*
- £6,000 for 93 months
- Origination fee
- Total amount repayable
- Interest rate
- 13.27% p.a. (variable)
- 9 payments of £5/month, 83 payments of £128.47/month, 1 payment of £129.18/month
How it works
1. Tell us about yourself
2. Get a decision quickly
3. We transfer the funds
Designed for students
You can apply any time throughout your studies and up to 1 month before you graduate.
Pay a minimum of just £5 a month during term time and for up to 3 months after graduation.
7 - 10 years
You can spread your repayments over 7 to 10 years. No early repayment fees if you pay off early.
Life happens. Take two three-month breaks from repayments if money is tight after graduation. You will still accrue interest while payments are paused.
We calculate your rates based on your potential, not just your current circumstances. That means we consider the course you’re on and how much you’re likely to earn after graduating.
Can I apply
- 18 or over
- At an eligible UK university
- UK, EU and International Students
- Resident in the UK