Postgraduate Loans

For tuition fees and cost of living

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Future Finance is a private lending company which is not affiliated with Student Finance England. Representative 20.6% APR (variable). Guarantor may be required.

Postgraduate loans designed for you

Our educational loans are designed for students at UK Universities taking Postgraduate, Masters and Doctoral programmes such as; Phd, MSc, MBA, MA, LLM and PGCE courses.


Our loans enable you to pay for tuition and cost of living expenses so you can focus on your education. We calculate your rates based on your potential, not just your current circumstances and offer reduced repayments whilst you study.

How our loans work

Borrow between £2,000 - £25,000

You can apply any time throughout your studies and up to 1 month before you graduate.

Cover your tuition and/or living expenses

Pay a minimum of just £5 a month during term time and for up to 3 months after graduation.

Quick and easy application

You can spread your repayments over 7 to 10 years. No early repayment fees if you pay off early.

Fast 2-minute eligibility check

Life happens. Take two three-month breaks from repayments if money is tight after graduation. You will still accrue interest while payments are paused.

Who we help

We leverage a depth of experience within Higher Education and Financial Services to enable high potential students to access postgraduate education. So whether you are a UK or an international student we can support you with the cost of studying.


As experts in educational lending we are able to fund a wide range of subject areas including;

  • Law
  • Business
  • Healthcare
  • Teaching
  • Engineering and Technology

£6,000
£2,000
£25,000
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Example payments
£5
a month whilst studying
£168
a month once graduated
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The rate you are offered will depend on the amount you wish to borrow as well as your personal circumstances and credit history.

Postgraduate Loan Representative 20.6% APR (variable)*. Representative Example:

Borrow
£4,500 for 102 months
Origination fee
£202.50
Total amount repayable
£10,645.44
Interest rate
17.6% p.a. (variable)
Repayments
18 payments of £5/month 84 payments of £125.66/month
*These values are determined using projections based on assumptions.The rate you are offered will depend on the amount you wish to borrow as well as your personal circumstances and credit history.

Designed for students

Save on interests, there are no early repayment fees if you pay off early.
Pay a minimum of just £5 a month during term time and for up to 3 months after graduation.
Spread your repayments over 7 to 10 years, giving you the flexibility you need as a student.
Life happens. Take two three-month breaks from repayments if money is tight after graduation. You will still accrue interest while payments are paused.
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Flexible funding for your Postgraduate studies

Future Finance funds Postgraduate students at all UK universities and plays a vital role in helping students bridge the funding gap. Since 2014 we have helped over 15,000 students fund their educational programmes and are proud to be backing the next generation of professionals and business leaders.


Our educational loans are designed for university students and we make loan decisions based on your future earning potential not just current credit score. 


If a government-funded postgraduate loan isn’t enough to cover all of your expenses, or you’re not eligible for government support, we’re here to help.

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We specialise in fair and flexible private loans for students whether you are an undergraduate actively studying, a postgraduate or an international student looking to study in the UK. 

All you need to apply for a loan with us is to:
•  Be enrolled in an accredited UK university or eligible institution 
•  Be 18 years of age or above 
•  Be a resident of the UK 
•  Meet our lending criteria.
Any way that you want. You can use the money to pay your tuition fees, put it towards your living expenses or you can use it to fund both.

If you take out a tuition fee loan, we will send the tuition funds directly to your University. Cost of living funds will be transferred to yourself. Typically they are disbursed over a number of months, you'll receive a detailed disbursement plan with your loan quote.
The rate you are offered will depend on your personal circumstances and credit history. You can get a free no-obligation quote to see what interest rate you might pay on a Future Finance loan by completing our short online application form. We can then provide you a full personalised quote including the interest you will pay. We run a soft credit check which won't affect your credit score and won't be visible to other financial institutions.
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