cost of living.
A postgraduate loan designed for you
Our educational loans are designed for students at UK Universities taking Postgraduate, Masters and Doctoral programmes such as; Phd, MSc, MBA, MA, LLM and PGCE courses.
Our loans enable you to pay for tuition and cost of living expenses so you can focus on your education. We calculate your rates based on your potential, not just your current circumstances and offer reduced repayments whilst you study.
So if a government-funded postgraduate loan isn’t enough to cover all of your expenses, or you’re not eligible for government support, we’re here to help.
Designed for students
You can apply any time throughout your studies and up to 1 month before you graduate.
Pay a minimum of just £5 a month during term time and for up to 3 months after graduation.
You can spread your repayments over 7 years. No early repayment fees if you pay off early.
Life happens. Take two three-month breaks from repayments if money is tight after graduation. You will still accrue interest while payments are paused.
Who we help
As experts in educational lending we are able to fund a wide range of subject areas including;
- Engineering and Technology
We leverage a depth of experience within Higher Education and Financial Services to enable high potential students to access postgraduate education. So whether you are a UK or an international student we can support you with the cost of studying.
Repayment calculations assume: a loan term of 101 months; 17 payments during study, which includes a 3 month grace period; 84 payments once graduated; an interest rate of 13.41% p.a.; all payments made on-time; no repayment holidays are taken. See the Representative Example.
Flexible funding for your Postgraduate studies
Future Finance funds Postgraduate students at all UK universities and plays a vital role in helping students bridge the funding gap. Since 2014 we have helped over 14,000 students fund their educational programmes and are proud to be backing the next generation of professionals and business leaders.
Our educational loans are designed for university students and we make loan decisions based on your future earning potential not just current credit score. You can apply for a Future Finance Postgraduate loan at any time up to one month before graduation and whilst you are studying we reduce the monthly payments to as little as £5. You can spread the repayments over 7 to 10 years post study and we will give you the option of two three-month repayment breaks once you complete your course should you need it.
Student Loans Representative Example 15.9% APR (variable)*
- £6,000 for 101 months
- Origination fee
- Total amount repayable
- Interest rate
- 13.41% p.a. (variable)
- 17 payments of £5/month, 83 payments of £140.26/month, 1 payment of £140.98/month