Postgraduate Loans

For tuition fees and
cost of living

Future Finance is not affiliated with Student Finance England. Representative 20.6% APR (variable). Guarantor may be required.

A private postgraduate loan designed for you

Our Private educational loans are designed for students at UK Universities taking Postgraduate, Masters and Doctoral programmes such as; Phd, MSc, MBA, MA, LLM and PGCE courses.

Our loans enable you to pay for tuition and cost of living expenses so you can focus on your education. We calculate your rates based on your potential, not just your current circumstances and offer reduced repayments whilst you study.

So if a government-funded postgraduate loan isn’t enough to cover all of your expenses, or you’re not eligible for government support, we’re here to help.

Tailored Loans for student

Designed for students

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Apply anytime

You can apply any time throughout your studies and up to 1 month before you graduate.

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Reduced repayments

Pay a minimum of just £5 a month during term time and for up to 3 months after graduation.

7 - 10 years

You can spread your repayments over 7 to 10 years. No early repayment fees if you pay off early.

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Pause payments

Life happens. Take two three-month breaks from repayments if money is tight after graduation. You will still accrue interest while payments are paused.


Who we help

As experts in educational lending we are able to fund a wide range of subject areas including;

  • Law
  • Business
  • Healthcare
  • Teaching
  • Engineering and Technology

We leverage a depth of experience within Higher Education and Financial Services to enable high potential students to access postgraduate education. So whether you are a UK or an international student we can support you with the cost of studying.

Funding Gap

How much do you need?

Example payments
Repayment a month whilst studying
Repayment a month once graduated

The rate you are offered will depend on the amount you wish to borrow as well as your personal circumstances and credit history.

Postgraduate Loan Representative 20.6% APR (variable)*. Representative Example:

£4,500 for 102 months
Origination fee
Total amount repayable
Interest rate
17.6% p.a. (variable)
18 payments of £5/month 84 payments of £125.66/month
*These values are determined using projections based on assumptions.The rate you are offered will depend on the amount you wish to borrow as well as your personal circumstances and credit history.

Flexible funding for your Postgraduate studies

Future Finance funds Postgraduate students at all UK universities and plays a vital role in helping students bridge the funding gap. Since 2014 we have helped over 15,000 students fund their educational programmes and are proud to be backing the next generation of professionals and business leaders.

Our educational loans are designed for university students and we make loan decisions based on your future earning potential not just current credit score. You can apply for a Future Finance Postgraduate loan at any time up to one month before graduation and whilst you are studying we reduce the monthly payments to as little as £5. You can spread the repayments over 7 to 10 years post study and we will give you the option of two three-month repayment breaks once you complete your course should you need it.

Tailored student Loans

Trusted by students