Loans for

Private loans for tuition
fees and cost of living.

Future Finance is not affiliated with Student Finance England. We recommend you check eligibility with the Government-funded programme before you apply to Future Finance. Representative 16.0% APR (variable). Guarantor may be required.

The rate you are offered will depend on the amount you wish to borrow as well as your personal circumstances and credit history.

Student Loan Representative Example 16.0% APR (variable)*

£6,000 for 93 months
Origination fee
Total amount repayable
Interest rate
13.27% p.a. (variable)
9 payments of £5/month, 83 payments of £128.47/month, 1 payment of £129.18/month
*These values are determined using projections based on assumptions.

Designed for students

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Apply anytime

You can apply any time throughout your studies and up to 1 month before you graduate.

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Reduced repayments

Pay a minimum of just £5 a month during term time and for up to 3 months after graduation.

7 - 10 years

You can spread your repayments over 7 to 10 years. No early repayment fees if you pay off early.

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Pause payments

Life happens. Take two three-month breaks from repayments if money is tight after graduation. You will still accrue interest while payments are paused.