Free Draw Terms & Conditions

Future Finance Loan Corporation Limited

September 2019

Future Finance Loan Corporation Limited of 4th Floor, One Bedford Street, London, WC2E 9HG (“Future Finance” or “we”) is the promoter running this Free Draw. We are holding a one-off competition (the “Free Draw”) to award one winner a £250 Giftpay voucher (the “Prize”). The Free Draw will be operated in accordance with these terms and conditions (the “Terms and Conditions”)

1. Eligibility and Entering

To be eligible to enter the Free Draw, you must:

  • be 18 years or older;
  • be currently living in the UK;
  • be a student currently enrolled in a UK university or institution

Individuals may only enter the Free Draw once by completing the associated form and ticking the relevant boxes on the form to enter the Free Draw and confirm that you have read and understood these Terms and Conditions and consent to be bound by them. By entering the Free Draw, you agree to be bound by these Terms and Conditions.

Future Finance accepts no responsibility for entries not successfully completed due to a technical fault of any kind.

2. Selection of Winner

Selection of the Winner will occur on 11 October 2019. Entries submitted after midnight on 10 October will not be eligible for entry into the Free Draw. The Winner will be drawn randomly and selected by an online ‘Random Name Picker’ tool from the pool of all customers who entered the Free Draw (the “Winner”). The Winner will be contacted via email on the address that they submitted when entering the Free Draw by the end of October and sent the Prize by within 28 days from 11 October 2019 (details below).

Only the Winner will be contacted in relation to the Free Draw. For the avoidance of doubt, unsuccessful entrants will not be contacted to be informed that they are not Winners.

In the event that the Winner does not claim their prize within 14 days of receiving the email informing them that they are a Winner, a second Winner be randomly selected from the remaining pool of participants using the ‘Random Name Picker’ tool. In the event that the second Winner does not claim the Prize within 14 days, a third Winner will be randomly selected from the remaining pool of participants using the ‘Random Name Picker’ tool. In the event that the third Winner does not claim the Prize within 14 days, then no further Winners will be selected, and the Prize for the Free Draw will be forfeited.

3. The Prize

The prize for the Free Draw is a £250 Giftpay voucher (the “Prize”) that will be delivered electronically by email to the Winner once they have claimed the Prize and no later than 28 days after they are selected as the Winner. The Winner is entitled to use the Prize as they please.

The Prize will be emailed to the Winner via the email address they used to enter the Free Draw and cannot be transferred. The Winner is not entitled to any cash or other alternatives to the Prize. Future Finance reserves the right to replace the Prize with an alternative of equal or higher value if circumstances beyond Future Finance’s control make it necessary to do so.

4. Further Conditions

(i) Right to modify, cancel, terminate or suspend

Future Finance reserves the right to modify, cancel, terminate or suspend the Free Draw in whole or in part, at its sole discretion, if it believes the Free Draw is not capable of being conducted as specified within these Terms and Conditions or in the event of a virus, a computer bug or unauthorised human intervention or any other cause that is beyond the reasonable control of Future Finance that could corrupt or affect the administration, security, impartiality or normal course of the Free Draw.

Any candidate who acts with regard to the Free Draw in a manner, which in Future Finance’s reasonable determination, is contrary to these Terms and Conditions or by its nature is unjust to other candidates (including without limitation tampering with the operation of the Free Draw, providing false or misleading information when entering the Free Draw, cheating, hacking, deception or any other unfair playing practices such as intending to annoy, abuse, threaten or harass any other entrants or Future Finance and/or any of its agents or representatives) may be excluded from the Free Draw at Future Finance’s sole discretion.

Future Finance reserves the right to withdraw this offer or amend these Terms and Conditions at any time without notice.

(ii). Severability

If any provision of these Terms and Conditions (or part of any provision) is found by any court or other authority of competent jurisdiction to be invalid, illegal or unenforceable, that provision or part-provision shall, to the extent required, be deemed not to form part of these Terms and Conditions and the validity and enforceability of the other provisions of these Terms and Conditions shall not be affected.

(iii) Third parties

The Free Draw and these Terms and Conditions do not give rise to any rights under the Contracts (Rights of Third Parties) Act 1999 to enforce any term of these Terms and Conditions.

(iv) Applicable law:

The Free Draw and these Terms and Conditions shall be governed by and construed in accordance with English law and the courts of England and Wales will have exclusive jurisdiction in relation to any disputes. Where applicable, to the fullest extent permitted by law, any such dispute must be brought individually (not as part of a class action), with recovery being limited to a claimant’s direct actual costs in relation to their participation in the Free Draw (if any) with all damages or other forms of recovery being expressly waived.

(v) Data Protection:

For full details of how we use your personal data, please see our Privacy Policy which is accessible here. If you partake in the Free Draw we will process your personal data as explained in our Privacy Policy and summarised below.

We need to use your personal data to contact the Winner and send the Prize. Should you not wish to be contacted by us, you can choose not to select the final checkbox on the application form (consenting to receive student and marketing updates). Please note that if you do not tick this box, we will only contact you in the event that you were a Winner. Please note that if you choose not to submit this form, you will not be eligible to enter the Free Draw as we will be unable to contact you and send you the Prize if you were the Winner.

In addition, Future Finance must make available information that indicates that a valid award took place. To comply with this obligation, Future Finance will send information of the Winner to anyone who requests this information. In order to protect the identity of the Winner, we will only ever include their surname in any such correspondence. If you wish to receive a copy of the Winner’s information list, or object to your details being made available in the event that you are the Winner, please contact us on hello@futurefinance.com.

In the event that you object to your information being included in a Winners list, we must still provide this information to the Advertising Standards Authority on request but will do so on a confidential basis.