Julie took out a student loan from Future Finance, which has helped her to focus on her studies. It means that she can work a few hours to earn some cash to spend, while knowing that her accommodation is paid. She doesn’t have to stress as much as other classmates who are trying to juggle full-time jobs and coursework.
Read more about Julie, her ambitious and her take on a gap year.
I’m from a small town (Kirkcaldy) half an hour north of Edinburgh. I’m currently studying BA(Hons)International Fashion Management and Marketing as a top up year to add to my previous Fashion Design and Production qualification.
How did you come across Future Finance?
I discovered Future Finance when searching for student loan companies after having trouble getting the bank loan I needed. I chose to go with Future Finance because of the short loan approval time advertised. I was traveling at the time and needed a decision fast. I knew that I wouldn’t be able to afford my rent in London without a loan as it needed to be paid part up front and then in installments. I wanted to make sure I could focus on my studies instead of spending all my spare time working.
How did you find our customer service and experience in general?
I had a couple of problems when setting up my loan due to the way I needed my loan to be paid but customer service were really helpful and worked hard to get the loan paid when I needed it.
What makes Future Finance different to other finance providers?
I think the way they treat you is the big difference. They were always friendly when I phoned and I felt like they were trying to help me get the right loan, and one I could afford.
Why did you choose Coventry University London Campus and how are you finding your course?
I knew that I wanted to study Fashion Marketing so that cut down my choice of courses available. I decided to study at Coventry University London Campus due to the university ranking and the choice to do an internship in the final term. I also liked that they offered a top up year so everyone is starting at the same point instead of joining in with an existing class. I’m enjoying my course and have met students from all over the world. My university has a strong international influence and I love being able to learn from other students experiences and backgrounds. Being in the centre of London I have lots of opportunities to visit head offices, attend industry events, talks, and exhibitions that I wouldn’t have if I had stayed in Scotland.
Why did you choose to do a gap year and how did it help you?
I had planned to take the summer between my 2nd and 3rd year to live in Spain and stayed there for just over a month before hearing back about an ICS application I had placed. ICS is a government run scheme allowing young people to volunteer abroad on development projects for 3 months at a time. The only problem was I’d need to leave for my placement in September when university was meant to start. I decided that it was an opportunity I couldn’t miss as I would never travel to my chosen country of Bolivia on my own. Taking the time away from university completely changed my perspective on the world, gave me new interests and friends, and made me more focused on my studying as the break gave me time to think about what I want to do with my career long term.
What advice would you give to someone that is thinking of a taking a gap year?
I’d advise anyone thinking about taking a gap year just to do it. If you don’t like it you can always come home if you don’t like it and traveling isn’t as expensive as you’d think. I always think about why I want to do something/ go somewhere and if I’ll regret not doing it. For me some opportunities are once in a lifetime and just aren’t worth missing. I don’t want to look back in a years’ time and see all the things I didn’t do because I was too scared to take a chance. That’s the main reason I chose to study in London, I wanted to be out of my comfort zone. I could’ve stayed in Scotland and finished my degree there but knew I would regret not moving away. I definitely couldn’t afford to live in London if I wasn’t studying so I saw this as my one chance to experience the lifestyle.
What’s your dream job?
My future dream job is working for an international marketing and PR agency. The goal is to eventually be able to travel with my job while doing something I love.
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