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3 reasons an MBA is worth the price

Holding an MBA can be a tremendous boost to your career. Many Directors, CEOs, VPs and entrepreneurial, dynamic business leaders have found that an MBA education has accelerated their career success dramatically, adding several thousands to their salary in the process. It is an educational journey that many ambitious people embark on – with the likes of London Business School, Imperial College and Cass top of the wishlist – and is widely regarded as a fantastic investment. And the word ‘investment’ is key here. Funding your MBA effectively can require a good deal of thought and planning. [...]

University Personal Statement in 7 Steps

How to start? What do I talk about? Whether it’s for undergrad, postgrad or PhD it’s the first chance you have to impress. So it’s worth putting time aside and really thinking about what you want to say. Use these tips to stand out from the crowd! [...]

7 student holiday summer saving tips

Ibiza, Magaluf, Benidorm…Scranton! The last thing you want is to be worrying about how to survive in some tropical paradise on less than a pound. We know how hard it is for students to let loose and enjoy their summer holidays so we put together these 7 super simple tips could make all the difference between letting loose and going home. [...]

How to re-engage with your studies for summer exams

Ok. Let’s start with the obvious. The sunshine and long nights do not conjure the best environments for studying. In fact, staying in, wrapped up in your proverbial PJs with a text book and an empty set of flash cards sounds miserable! But think of it this way…in just a few months time you’ll have a whole summer to do whatever you want with! Your future-self will thank you for it, enormously. [...]

5 tips to ace your next presentation

Presentations are terrifying. If you knew taking out a student loan would result in this, you might not have even thought about pursuing the university dream! But there is good news – it’s here at university where you can learn to make mistakes in a friendly, safe environment.  This is where you work out your own style (and you do have style) and experiment with a subject matter you love. So crack open power point and get ready to present! [...]

Did the Autumn ‘Budget’ help students?

Ok, hands up who thought the Autumn Statement (sorry, now the Autumn ‘Budget’) was going to be a complete non-event and have no impact on students whatsoever? Yes, I thought as much. Ok, hands down. As it turned out, there was some great news for UK students in Chancellor Philip Hammond’s speech, particularly regarding student accommodation. That said, we still think there’s plenty more he could be doing for students. [...]

Student city guide to London

The UK capital is home to an enormous student community and some of the best universities in the land. It’s renowned for its unique diversity, vibrancy, culture and nightlife. But finding the best of the best within all that can be tricky. So we’re going to help you out. [...]

Graduate jobs: How to go from campus to career success

A recent study by Canvas found the top priority among students was leaving university adequately prepared for the world of work. Employers, on the other hand, have been lamenting the lack of graduate workplace skills in the latest CBI/Pearson Education and Skills Survey. Well, we’re here to help make your transition from campus to career easier, so you can settle in quickly and nail your job from day one. And start earning those big bucks so you can repay your student loans in no time! [...]

Students using credit cards and payday loans to fund education

We commissioned a survey so we could better understand UK students’ financial habits. We were shocked by some of the results – not least, that almost a third of students turn to credit cards, overdrafts and payday loans to cover their living costs at university. These can be very damaging for students as the interest rates can be high, especially if they’re unable to repay the debt in the short term. This survey was performed by Yougov. [...]

10 Christmas gifts for cash-strapped students

Even on a student budget, and with a few more weeks until your next student loan payment comes through, there’s no need to be a scrooge at Christmas. Homemade gifts will keep your costs down and mean much more to your friends and family than something you bought in a shop. [...]

The benefits of studying abroad

For even the most adventurous, the decision to study abroad isn’t easy. You’ll leave behind friends and family, and funding the experience on a student loan requires some forethought. You might be nervous about navigating an unfamiliar city or worried homesickness will get the better of you. But if you do decide to take the plunge, the benefits both professionally and personally can be enormous. [...]

5 reasons why you need to be financially literate

Let’s be honest, personal finance is hardly a thrill a minute. You’d be hard pushed to find anyone that would rather peruse their money management options on a Saturday night than just go and spend some of their student loan. But I assure you, it’s not all dull as ditch-water and having an acute awareness of financial matters can boost your bank balance and your student loan without you barely lifting a finger. Here’s how… [...]

Paying back your student loan – fast!

Paying back your student loan early, whether it’s a government loan or a Future Finance loan, can reduce the overall interest you end up paying, enhance your credit score and put you in a great financial position for the years ahead. [...]

Know your rights: Tenancy Deposit Schemes 101

Landlord disputes have been the scourge of student living for decades. Every year, in every Uni city up and down the land, there are horror stories of landlords ignoring complaints of damp, mould, leaking roofs and broken boilers. And when it comes to the end of your tenancy agreement the arguments can really escalate. If you’re headed for a landlord tug of war at the end of your tenancy, the tenancy deposit scheme could be your blessing in disguise – if you know how it works and how to make the most of it. [...]

Student savings: 5 household products you can make yourself

Students aren’t known for their show-home standard digs. But is it any wonder given the cost of essential cleaning products? So, to help the more reluctant scrubbers among you take a shine to all things sanitary, here are some homemade substitutes that will do your house proud and won’t dig into your student loan. Rolled up sleeves at the ready! [...]

How does a student loan work?

From APR and repayments to securities and guarantors, we take a look at the basics of how a loan actually works, and explain some of the key features you should be aware of when looking to take out a student loan. [...]

Student loans: 5 ways to earn money at university

Part time work can be a real distraction from your studies, but not if you choose your trade carefully. Why work late nights in a busy bar, with student loans and miss your morning lectures when you can earn good money at a time that fits in with your student schedule? Here are five ways you can improve your cost of living with minimal time and effort. [...]

How to host a wicked budget Halloween party

It’s many students’ favourite night of the year. Halloween is the perfect excuse to wear fancy dress, drink punch and scare the bejeesus out of your mates. And what better way to celebrate all things spooky than with a house party? But when it comes to Halloween it’s go big or go home. Your guests will expect decorations, party food and games galore. And, of course, you’ll need to be best-dressed. Well, have no fear! You can still go big within your student loans that won’t terrify the life out of you. [...]

Just HOW hard is an MBA?

If you’re considering an MBA, you’re probably wondering how difficult it will be. From the volume of work to your extra-curricular commitments, we’re here to help you decide if you have what it takes. [...]

Student loan, profile: Joshua, Royal Holloway

The university experience is unique. There aren’t many places in the world where you can try new things, meet new people and follow your passion. Joshua is a great example of what the university experience is all about. Currently completing his Masters dissertation at the Royal Holloway, Josh used a Future Finance loan to help fund all aspects of his University life…. which is why he is seen here golfing. [...]

6 (bad) reasons to drop out of university

Your university experience is likely to have plenty of ups and downs. It is, after all, three years (or more) of your life. So you can expect plenty of challenges to counter-balance the moments of euphoria. But if you find you’re struggling and thinking you might drop out of uni, make sure you take a step back and look at the big picture before making any rash decisions. [...]

Look amazing for less than a pint

There’s no need to turn into a swamp monster just because you can’t afford a session at the salon. And you won’t get a Worst Dressed First Year nomination just because you can’t follow the latest trends. Well, not on our watch. [...]

Student of The Month: Sope Kuyinu, University of Law, wins the scholarship

What is your education worth to you? How far are you willing to go to achieve your dream? This month we wanted to know what student’s education meant to them. We asked participants to write a brief story on how their education was helping to achieve their dreams. People were then asked to vote on their favourite story. A big thank you to all participants. Some of the stories were incredibly moving. But there can only be one winner. Congratulations Sope Kuyinu! [...]

How does Clearing work?

Last year, a record 64,300 students found a place at university through Clearing. So if you find yourself without the offer you want come results day, remember you’re far from alone. And the good news is there will be plenty of universities looking for students just like you (with options for student loans) to fill their courses. [...]

Handling your emotions on A-level exam results day

It’s a stressful time and there is a lot to think about, leaving friends and family, getting a student loan, living away from home,  but there are ways to cope with the emotional burden, before results day and afterwards – and whether you got the grades you’d hoped for, or not. [...]

8 things every aspiring student nurse should know

There aren’t many jobs where you get to make such a positive difference to people’s lives. The nursing profession is much tougher than most can imagine, and so is the degree that will prepare you for it. With universities facing average drop-out rates of 20%, here are 8 things every prospective nurse should know before enrolling on a course: the good, the bad, and the, er, bodily fluids. [...]

Student Loans: The wonderful world of medical school

Medicine isn’t like other degrees: forget sleeping until lunchtime and nursing hangovers in lectures. You’ll need to be on the ball from day one of your course, and keep your focus for the rest of your career. That’s not to say studying medicine can’t be fun. And for the work you put in, you’ll be richly rewarded. Here are a few insights to help prepare new medics for the journey ahead. [...]

Student of the Month, June 2016: Abigail Askew, BPP University

This month we asked entrants to send their favourite holiday pics and tell us a little bit about themselves. A big thanks to all 22 entrants who took time to find and post their best ones. We saw fond memories from past voyages and big dreams of the tropical Caribbean in the future, but in the end there can only be one winner and this month’s winner was -  Abigail Askew . Congratulations Abigal! [...]

5 student loan tips for new undergraduates

Entering the world of higher education can be daunting for all sorts of reasons. The money side of things is a big one. You need to make sure you’ve got a student loan in place for your tuition fees and that you’ve got enough to live on for the year ahead. You’ll be sorting out accommodation and setting a weekly budget. But don’t worry, this is all part and parcel of the university experience. Here are a few tips to help you out. [...]

10 students who changed the world

Imagine the world without Einstein, Darwin, Shakespeare, or Botticelli. We would all be in a very different place. Such amazing people change society for the better. They twist our thinking, reboot our reality and astonish us with their genius. And they all evolved their challenger mindset from an early age, fostered in the home, or at school, and throughout their university life. [...]

Funding solutions for student nurses facing bursary cuts

From September 2017, student nurses in England will no longer get a bursary and will have to pay tuition fees, according to government proposals. This could dramatically change the way student nurses think about their finances while studying for their professional qualifications. So how significant will this be and what student loan options are open to new student nurses from next year? [...]

How government student loans work

With UK universities now charging tuition fees of up to £9,000 a year, most students are looking to government loans for affordable finance. We agree, if you need to borrow money to fund your higher education, it’s the best place to start. And if you need more, we believe Future Finance is your best option. [...]

Distance learning: 7 tips to success for a post graduate

If you love a subject, then continuing your studies with a post graduate course is a great way to improve your knowledge and job prospects. Post grad learning can be expensive and taking out another student loan can be daunting  but with distance learning you can save on some of the overall fees without jeopardising the course quality. Make sure you get the most out of your distance learning post grad by following these simple tips. [...]

What it means to be a guarantor for a student loan

Government student loans are often inadequate for the real costs associated with being a student. Many students do not have a sufficient credit history and are traditionally susceptible to high interest rates. At Future Finance we really hate it when students are subjected to high interest rates, that’s why we will approve certain loans to students provided they have a guarantor to back their loan. By securing a guarantor we can ensure that students pay much lower levels of interest on their loans and can get back to what is important, their education. [...]

Student Loans: Get a smart student pad for a decent rental price

A recent NUS study revealed students in rented accommodation aren’t experiencing the standards they’re entitled to and are paying top dollar of their student loan budget for the pleasure. With 61% complaining of damp, one-quarter living with infestations, and far too many homes lacking carbon monoxide and smoke detectors, we’ve put together a short guide to help you avoid rogue landlords and enjoy a happy home. [...]

Student bank accounts: Sniffing out the best deals

The good news is you’re in demand banks want to get your student loans in their account and if a bank can get you now, there’s a good chance they’ve got you for life. Or so they think. But how can you compare a free railcard with high interest rates or a generous final-year overdraft? We take a look at some of the best offers (at the time of writing) and provide a few invaluable pointers. [...]

Holiday money: How to save dosh on your currency transactions

For stressed-out students, holidays abroad are just what the doctor ordered. But when you’ve saved up on your student loan and are ready to relax to the max you don’t want to worry about getting ripped off. Many of us aren’t aware of our options and spend in the wrong way out of habit. From debit cards to travellers cheques, take a minute to soak up the pros and cons before you set off. [...]

Student dinner parties on a tight budget

Eating out is a luxury most students can’t afford. But there’s an alternative that’s more fun and accommodating to even Sara McShouty and Drunken Duncan. It’s time to show campus your civilized side with a dazzling dinner party that won’t break the bank. [...]

UK universities slip in Times 2016 rankings: Are funding issues to blame?

The Times recently published their 2016 rankings of the 100 best universities in the world, as well as the top 200 in Europe. It was great news for Britain in the second of these categories, occupying 46 places in the top 200, which are all marked on key factors such as teaching, research, influence and outlook for the future. In close pursuit was Germany, with 36 of those top 200. [...]

Why everyone deserves the chance to go to university

It’s an often-debated topic: Should everyone be given the right to go to university, or should it be the preserve of the so-called talented elite? We passionately believe it’s something everyone should be able to experience. That’s not to say it’s the best option for everyone. It might not be. An apprenticeship could be a better direction. Or a direct move into the job market. We’re not questioning that. We’re saying everyone deserves the opportunity. Let me explain in a bit more detail… [...]

NUS Insight: Financial woes affecting mental health

New research by the NUS, commissioned by Future Finance, reveals some startling facts about the state of British students’ bank balances – and mental wellbeing. We were shocked to find out that many students are resorting to high-cost bank overdrafts and credit cards to get by and that an incredible 36% said they worry about their finances to such an extent that is affecting their mental health. [...]

5 ways to maximise the potential of your CV

Though the UK and Europe might no longer be on the brink of economic collapse, the employment market is as competitive as ever. Third-level qualifications and associated certificates will always distinguish candidates from their competition, but making your experience and skill-set stand-out from other candidates remains a perennial problem for graduates, even those with much to boast; if it wasn’t, attendance at CV workshops would be tiny; it isn’t. [...]

Student of The Month competition: What’s new in 2016?

A new MacBook, tickets to Glastonbury for you and three friends, return flights to New York or a bunch of textbooks for uni…there are plenty of ways to spend £1,000. In 2015, we launched our Student of the Month competition, awarding a £1,000 cash prize each month. We were overwhelmed by your stories, and we’re excited to continue this initiative throughout 2016 with slightly different rules 🙂! [...]

Why Brexit could be bad news for the student population

There has been a lot of media talk lately – some might say too much – of how the forthcoming EU Referendum will impact all manner of things, from the economy and British business to our pensions, jobs and even our culture. But we think the potential impact on our education system is also huge. If, that is, the ‘leave’ campaign wins out. [...]

Future Finance loans are open to EU and international students

It’s one of the most common questions we get: “I’m an international student. Can I apply for a Future Finance student loan? ” The answer? Absolutely! The recent EU Referendum, which means the UK has voted to leave the EU, has had no affect on our ability or intentions to offer Future Finance loans to international students coming to the UK and we continue to welcome your applications.  [...]

Young Leaders Awards 2016

The Young Leaders Awards ceremony and gala dinner was the zenith of an online nomination process in which more than 70 entries from the brightest and best staff at universities the length and breadth of the country made up the competition. [...]

The Friday Playlist: Parents

Parents and guardians play such an important role not just in a student’s studies, but also in how a student’s studies are funded; check out our post on adding a guarantor to a student loan to find out more. In the meantime, enjoy this #FridayPlaylist on parents and how important they are to us all. [...]

Where's Daragh? | Derby University

Daragh and Brian visited the University of Derby! Though Derby only gained university status in 1992, they have a long history as a teacher training college that pre-dates this significantly. Derby University is composed of three sites, with their main campus located one mile from the city centre. The 2014 National Student Survey found Derby had a student satisfaction rating of 86%, with 7 courses achieving an overall satisfaction score of 100%. [...]

Where’s Daragh? | University of Manchester

Daragh visited the University of Manchester! Formed in 2004 when University of Manchester Institute of Science and Technology (est. 1824) and the Victoria University of Manchester (est. 1851) merged to form the University of Manchester. In 2012, the university had around 39,000 students and 10,400 staff, making it the largest single-site university in the United Kingdom. [...]

7 awesome mobile apps for students

We also believe that students use these gadgets not only for entertainment but also for studying and for life hacks. Both Apple and Android provide various apps that can help you boost your study process and manage time. [...]

Where’s Daragh? | University of Sussex

Today, Daragh and Brian are visiting University of Sussex! Sussex is currently ranked 13th in the UK by the Times Higher Education rankings, and 34th in the world. They had a great trip: it was good to meet, in person, with the team at Sussex. Here are some Fun Facts about University of Sussex: [...]

Where’s Daragh? | Cranfield University

Today Daragh and Brian are visiting Cranfield University! Spread across two campuses, in Cranfield-Bedfordshire and Shrivenham- Oxfordshire, Cranfield is a postgraduate and research-based university specialising in science, engineering, technology and management.Want to know if Daragh and Brian have visited your university? [...]

Where’s Daragh? | Ashridge Business School

Today Daragh and Brian are visiting Ashridge Business School. Ashridge is in the 1% of the 7,000 business schools, worldwide which are triple accredited, holding AACSB, EQUIS and AMBA accreditations. In the 2014 Financial Times’ rankings Ashridge was ranked 23rd in the world.  [...]

Future Finance with you at MedLink 2015

In 2013/14 there was a total of 67,360 medicine or dentistry students in the UK, of which 19,845 were in their first year. Medicine is, without a doubt, a demanding course that will require a lot of self-study and commitment from students. Not surprisingly, 82% of these students were pursuing their degree in full-time study mode, HESA, 2014). [...]

Student of The Month: Our nominees for May 2015

We’re excited to present our two candidates for the Student of the Month Awards from all of the students who were funded during the month of May! Watch the videos below and vote for your favorite student. The winner will receive £1,000. Since we started late this month, we decided to extend the voting, so Voting closes at midnight on 2nd August! [...]

How to prepare a simple student budget (with template)

Budgeting can be very difficult to manage, even for people who have graduated and have a regular income. For many students, however, going to uni will be the first time that they are living away from home and managing their own finances, which only makes it all the more important that you are properly prepared; you don’t want poor planning of finances to mean your student loan is all spent before Christmas and you can’t focus on your exams, because you only have plain rice left to eat! [...]

Where is Daragh? | Univerity of Warwick

Today Daragh and Brian are visiting University of Warwick! Founded in 1965, Warwick consistently ranks in the top ten of all major British universities and is the only multi-faculty institution aside from Cambridge, Oxford and Imperial to have never been ranked outside of top ten. With an ambition to become a universally acknowledged world centre of higher education, Warwick was declared University of the Year by The Times in their Good University Guide 2015. [...]

Your credit score and how you can boost it

A credit score is a numerical representation of a person’s creditworthiness. This is based primarily on reports from credit rating agencies – the three main agencies in the UK are Callcredit, Equifax and Experian. At Future Finance we use Equifax to credit score our student loan applicants. [...]

Repaying your student loan

The thought of having debt before even graduating can be daunting and it does require some sort of money management skills to stay on top of it. We’ve put together a list of things to consider when managing your debt. [...]

Where is Daragh? | Coventry University

Today Daragh, Eimear and Julie visited University of Coventry! Coventry started back in 1843 as the Coventry School of Design, and has come quite a distance since! Coventry is one of the top 10 largest cities in the UK and was ranked in 2014 as one of the world’s best student cities by global education specialist QS. And Coventry University,  itself ranked 15 in the Guardian’s 2016 ranking, sits right in the centre of the city. [...]

Where is Daragh? | Lancaster University

We are excited to launch our travel blogging series where we will be telling you guys about Future Finance’s own and beloved senior-associate-Daragh and CEO-Brian’s odyssey through UK universities! Tune in to find out fun and interesting facts, campus pictures and more. If you are attending one of these unis share with us your experience and funny stories! Nothing you wouldn’t want your parents to see 😉 Today Daragh and Brian are visiting University of Lancaster! Founded by Royal Charter in 1964, Lancaster is one of only six collegiate universities remaining in England. The University is divided into several colleges, each of which has their own distinctive character. The campus itself is located on the edge of the Lake District National Park, a short distance from Lancaster City. [...]

How to survive exam time?

Some of you have already started with exams, others are in the middle of preparing for one of the most stressful times of the academic year. Are you feeling the pressure? Don’t panic – it will be fine! [...]

Valentines Day on a student budget?

Valentine’s day can be an expensive time for anyone, and there is a lot of pressure put on you to spend money on your significant other. But for students who may not have the money to spend on such things, this can be a difficult situation. Below are some tips on how you can show your special someone a good time without having to go all out on the finances as well. [...]

How does Future Finance make student loan decisions?

At Future Finance we know there’s a lot more to you than just your credit score, especially for young students who haven’t had the chance to develop a financial history. By attending university, you’re improving your future earning potential and that’s why we look at lots of different factors when assessing your student loans application. [...]

4 tips to beat writers block as a student

We at Future Finance, a private student loan company, are well aware of the problems that students deal with as regards student financing. But students have many other worries too. One of the most common problems that students will find themselves running into with assignments will be writers block. So check out our short list of tips to help you power through writers block, and get assignments finished! [...]

Nursing Student at University of Brighton wins £500 Scholarship

In October 2014, Future Finance attended the Higher and Further Education Show in London. This conference brings together university administrators and lecturers to discuss topics around the third level education system in the UK. Not surprisingly, the cost of education was a hot issue and our hosted symposium – Paying for it all: students and the rising costs of higher education – had a full house. [...]

6 tips for managing your student finance

If it’s your first time living away from home, you’ll find yourself rapidly appreciating how quickly money disappears out the door.. Whether you are an undergraduate or postgraduate student, saving money is no easy thing. In fact, according to a recent article in the Daily Telegraph, half of UK students run out of money before their next loan.  So here are some tips to help get you save a few quid here and there to help keep you going until your next loan arrives: [...]

Student loans: What is a guarantor

Being a student can be a difficult time financially. In many cases, students haven’t had the chance to develop their credit rating, or income history, from working full or part time jobs. This often means that certain forms of finance are not available to them, or that the interest rate is very expensive. To help address this issue, Future Finance will make a significant number of Future Finance student loans with a guarantor. [...]

Everything you need to know about Student Credit Score

Don’t worry! You are not the first (and definitely not the last) person that is struggling to get to grips with student credit scores. Like most students you are probably just starting to become financially literate. Finding what is useful among the financial jargon can be difficult. One thing to know is that credit score is really important. Especially when you want to start looking for a home or business loan. We crawled the internet to find the most common questions students have on credit scores, so let’s get started! [...]

Smart student loans

Flexible repayments over
1 to 5 years.

Apply online for your free loan quote - it won't affect your credit score.

Get a free quote

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