We are Future Finance. The next generation of student lending. We believe in helping you to unlock your potential. We do this by offering loans that are simple, straightforward and based on where you’re heading, not where you’ve been.
We help you focus on what matters. We aim to ensure everyone the freedom to focus on their studies, or kickstart their career – whatever their financial background might be.
Who we are
Founded in 2014, we are a Dublin-based student loan specialist. We were founded by a group of ambitious entrepreneurs with experience building consumer finance companies all over the globe.
We were the UK’s first dedicated private student loans specialist, and we’re proud to be backing the next generation of professionals, from nurses to neuroscientists, biologists to business leaders, and everything in between.
Our vision is to position Future Finance as a financial partner of choice to the young and educated. We are breaking the barriers to make sure financing is an enabler and not an obstacle for future generations to achieve their dreams.
The ability to help build a fast growing, dynamic company that has a great strategic mission. Future Finance is uniquely positioned to be the best-in-class of the UK consumer market focused on helping our borrowers achieve their post-secondary educational goals.
As the Chief Credit Officer, my responsibility is to monitor and manage the company’s credit risk, and to ensure the overall quality of the loan portfolio. I work with a team of credit and analytics experts to initiate, develop and implement appropriate lending policies and procedures.
On your side
We never encourage you to borrow more than you need, or can afford to pay back. We are always transparent and here to help.
We calculate what you can afford using an algorithm based on your potential. Our unique approach looks at current borrowing and expenses, repayment history and predicts future earnings relating to your studies, including your course and university.